Trusts.

Ownership separated from benefit — for control, protection and continuity.

What it is

What a trust does.

A trust separates the legal ownership of an asset from the benefit of it. Wealth is placed with a trustee, who holds and manages it — under a binding framework you set — for the people or purposes you choose. For families whose assets or heirs sit across borders, few instruments offer the same blend of control, continuity and protection.

We advise; we do not act as your trustee. We tell you whether a trust serves your objectives, design how it should be built and where it should sit, model its tax and succession consequences, and then instruct and coordinate the regulated trustees and lawyers who establish and administer it — remaining your point of continuity, and keeping the position correct year to year.

How we advise

Suitability and design

Whether a trust is the right answer, and the form — discretionary, fixed-interest or reserved-powers — that fits your intentions.

Jurisdiction selection

Choosing the trust law and centre — Jersey, Guernsey, the Isle of Man, Singapore, the UK and others — suited to your assets and your family.

Tax and reporting

Modelling the income, gains and inheritance tax treatment for settlor and beneficiaries, and the CRS and FATCA reporting that follows.

Succession and asset protection

Planning the orderly passing of wealth, protection from claims, and continuity well beyond a single generation.

Pre-arrival and excluded property

Structuring non-UK assets ahead of a move to the UK, so they sit outside the inheritance tax net where the rules allow.

Trustee selection and coordination

Identifying and instructing regulated trustees, and holding your relationship with them and the underlying advisers together.

Important information

The basis on which we advise.

This page is general in nature and does not constitute tax, legal or financial advice. Advice is given only under a formal engagement, on the basis of your specific circumstances.

ORA Black advises on the design, selection and coordination of structures; it does not act as trustee, foundation council member or administrator, and does not hold client assets. Fiduciary, formation and administration services are provided by appropriately licensed and regulated providers. Where regulated financial services are required, these are provided through ORA Black’s partnership with NEBA Private Clients.

Discuss your position in confidence.

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