Estate liquidity.

Ensuring an estate has the liquidity to meet tax and obligations without forced sales of treasured assets.

What it is

Liquidity when it is needed.

An estate can be rich in assets and yet short of cash exactly when cash is needed — to meet a tax charge or settle obligations on death. Without liquidity in the right place, the result is a forced sale of the very assets a family most wished to keep, often at the worst possible time.

We plan for an estate to hold the liquidity it will need, arranging cover and structure so that tax and obligations can be met without selling what was meant to be kept.

How we advise

The liquidity gap

Identifying where an estate would fall short of cash.

Meeting tax and obligations

Ensuring charges can be paid when they fall due.

Avoiding forced sales

Protecting treasured assets from being sold under pressure.

Cover and structure

Arranging the protection and structure that provide the liquidity.

Important information

The basis on which we advise.

This page is general in nature and does not constitute financial, investment, tax or legal advice. Advice is given only under a formal engagement, on the basis of your specific circumstances.

ORA Black advises on and coordinates the planning, investment and protection of private wealth. It is not itself a licensed investment manager, financial adviser or insurer, and it does not hold client assets. Regulated investment management, financial advice and insurance services are provided by, or under the authorisation of, the relevant NEBA Private Clients entity through ORA Black’s partnership with NEBA. The value of investments can fall as well as rise, and past performance is not a guide to future returns.

A disciplined approach to private wealth.

Speak with a partner