Key person and business cover.

Protecting a business and its owners against the loss of the people it depends on.

What it is

The people the business needs.

Many businesses depend, more than they admit, on a small number of people — a founder, a key executive, a partner. The loss of one of them, through death or incapacity, can threaten the business itself and the wealth tied up in it. Cover turns that risk into something the business can absorb.

Through our partnership, we advise on and arrange key person and ownership protection, so a business and its owners are insulated against the loss of the people it most depends on.

How we advise

Key person cover

Protecting the business against the loss of essential people.

Ownership protection

Funding the orderly transfer of a departed owner’s share.

Continuity

Keeping the business stable through the loss of a key figure.

Arranged through partnership

Sourcing the cover on the right terms.

Important information

The basis on which we advise.

This page is general in nature and does not constitute financial, investment, tax or legal advice. Advice is given only under a formal engagement, on the basis of your specific circumstances.

ORA Black advises on and coordinates the planning, investment and protection of private wealth. It is not itself a licensed investment manager, financial adviser or insurer, and it does not hold client assets. Regulated investment management, financial advice and insurance services are provided by, or under the authorisation of, the relevant NEBA Private Clients entity through ORA Black’s partnership with NEBA. The value of investments can fall as well as rise, and past performance is not a guide to future returns.

A disciplined approach to private wealth.

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