Life and family protection.

Cover that protects your family's security and standard of living, structured and placed efficiently.

What it is

Security for those who remain.

The purpose of life protection is simple: that those who depend on you are not left financially exposed if you are no longer there. How it is arranged, however, is not simple — the amount, the structure, and how the proceeds are held can make a large difference to what actually reaches a family, and when.

Through our partnership, we advise on and arrange cover that protects your family’s security and standard of living, structured and placed efficiently so the benefit reaches them cleanly.

How we advise

The right cover

Establishing the protection a family would actually need.

Structured efficiently

Arranging how the cover is held so proceeds reach them cleanly.

Placed well

Sourcing the cover on the right terms through our partnership.

Reviewed over time

Keeping the protection aligned as circumstances change.

Important information

The basis on which we advise.

This page is general in nature and does not constitute financial, investment, tax or legal advice. Advice is given only under a formal engagement, on the basis of your specific circumstances.

ORA Black advises on and coordinates the planning, investment and protection of private wealth. It is not itself a licensed investment manager, financial adviser or insurer, and it does not hold client assets. Regulated investment management, financial advice and insurance services are provided by, or under the authorisation of, the relevant NEBA Private Clients entity through ORA Black’s partnership with NEBA. The value of investments can fall as well as rise, and past performance is not a guide to future returns.

A disciplined approach to private wealth.

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